- Stellar Events
- Stellar Events is Ottawa's premier wedding and event planning company. Let us worry about the details so that you can enjoy your next event. Our goal is to make sure your event is: Stellar!
Monday, September 10, 2012
Event Planner vs Event Designer
I often get asked if I rent out linen or other decor, so thought it would be useful to do a post on the difference between the roles of an event planner, vs event designers. Although there is some overlap, hope this helps clarify the differences a bit!
Produced by Reno Video Productions
Tuesday, September 4, 2012
Special Event Planning
In the past I have talked a lot about weddings (which I love!), but I
am also really excited to tell you more about some of the events that I
do!
Video by Reno Video Productions
Video by Reno Video Productions
Monday, June 25, 2012
Monday, April 16, 2012
Introducing my New Business Endeavor
As many of you have already seen, I have recently added a new business endeavor to my already pretty hectic schedule as an event planner. Some people may be wondering a) if I am still doing events and b) why I would add to my already busy schedule. Listen to WHY I am doing Arbonne - which I am really excited to share with you!!
Arbonne is an online health and wellness business that has over 400 premium products that are botanically based, Swiss formulated and vegan certified. A lot are even gluten free! There are products ranging from skin care, to health & wellness to cosmetics - pretty much something for everyone! Not only have I fallen in love with the products, I am absolutely thrilled with the amazing business opportunity attached to the products. If you want to find out more, checkout my website at www.cristievito.myarbonne.ca
Thanks for watching!
Produced by Reno Video Productions
Arbonne is an online health and wellness business that has over 400 premium products that are botanically based, Swiss formulated and vegan certified. A lot are even gluten free! There are products ranging from skin care, to health & wellness to cosmetics - pretty much something for everyone! Not only have I fallen in love with the products, I am absolutely thrilled with the amazing business opportunity attached to the products. If you want to find out more, checkout my website at www.cristievito.myarbonne.ca
Thanks for watching!
Produced by Reno Video Productions
Wednesday, June 15, 2011
Janet Gray - Financial To Do's Before Saying "I Do"
When I first started my business, I went to a women's breakfast meeting called WBC Orleans and one of the women I met at that group is Janet Gray. Janet is a financial consultant with Investors Group and is someone that I respect and admire as a woman in business. She has taken the time over the past three years to sit down with me to bounce ideas off of, give advice and suggestions and planted a few seeds for ideas of things I would like to do in the next few years. I appreciate all the times she has taken to help me in my business, and I would highly recommend her to anyone wanting to invest in their future. Her contact details are at the bottom and I encourage you to connect with her.
Last week I got an email newsletter from her about the financial to do's before saying "I do" which I wanted to share with all my couples. I think it is very important to have an understanding of your finances before getting married. I tell my couples all the time that they should never go into debt for their wedding. See what the article suggests for couples getting married!
One of the wonderful mysteries of marriage is how two, often very different people, can learn to live as one – and stay that way through thick and thin, the inevitable ups and downs, for many, many years. It all comes from having a strong foundation of love, mutual respect, understanding – and of your new financial life together. So for couples just starting out, here are some essential financial tips to consider.
Build a financial foundation that matches the life you want to build together Be clear on the ground rules right from the start. Decide how you’ll handle shared expenses – especially if one spouse has a greater income than the other. Will you split expenses evenly or pay a portion according to each partner’s income? Consider whether to use a joint bank account or keep individual accounts.
Check your financial baggage at the door When it comes to your credit history, full disclosure is a must. A partner’s bad – and unshared – credit history could cause some unpleasant surprises if you decide on a joint credit card or jointly apply for a loan.
Build from shared financial goals Agree on how you’ll approach major goals like buying a home or starting a family. If you have children, get started on an RESP to help save for their education.
Get it in writing It’s not at all romantic but a marriage contract or prenuptial agreement can be important if you want to protect certain assets accumulated prior to your marriage – like a business or family cottage – or to protect assets for children from a previous relationship.
Expect the best – plan for the worst If something were to happen to either of you, how will you take care of each other? Not a happy thought – but it could happen. Disability insurance can provide a steady income stream for your family if you become disabled and unable to work. In the event of your death, life insurance can provide a lump sum to your beneficiaries. Mortgage insurance can help pay off some or all of that large debt.
Make your life less taxing Reduce your tax bill by taking advantage of all available deductions and income-splitting opportunities like spousal RRSPs and pension income splitting. Use other tax-planning and investment strategies that will deliver immediate and long-term retirement benefits.
Where there’s a will, there’s a way Except in Québec, marriage usually voids all earlier wills – so update yours. Make sure it spells out exactly how you want your assets distributed. Don’t forget to also update your Power of Attorney, in which you indicate who can make decisions on your behalf if you are still alive but unable to make financial decisions.
Be sure your financial foundation is as strong and enduring as your love for each other – talk to your professional advisor about the plans and strategies that make the most sense for your unique union.
This column, written and published by Investors Group Financial Services Inc. (in Québec – a Financial Services Firm), presents general information only and is not a solicitation to buy or sell any investments. Contact your own advisor for specific advice about your circumstances. For more information on this topic please contact Janet Gray, Investors Group Consultant at 613-798-7700 or 1-800-461-3707.
Janet
Helping Boomers and their families live a Richer life.
Janet Gray, B.A., B. Admin., CFP, RHU, EPC, CPCA
Financial Consultant, Elder Planning Counselor
Investors Group Financial Services Inc.,
Suite 200- 1525 Carling Ave., Ottawa, ON K1Z 8R9
Phone (613) 798-7700 Ext . 248
Fax (613) 798-7705, Toll Free 1- 800- 461- 3707
www.investorsgroup.com/consult/janet.gray
http://twitter.com/JanetGrayBoomer
Accepting new clients. Thank you for the introductions.
Last week I got an email newsletter from her about the financial to do's before saying "I do" which I wanted to share with all my couples. I think it is very important to have an understanding of your finances before getting married. I tell my couples all the time that they should never go into debt for their wedding. See what the article suggests for couples getting married!
Money and marriage – financial to-do’s before saying “I do”
One of the wonderful mysteries of marriage is how two, often very different people, can learn to live as one – and stay that way through thick and thin, the inevitable ups and downs, for many, many years. It all comes from having a strong foundation of love, mutual respect, understanding – and of your new financial life together. So for couples just starting out, here are some essential financial tips to consider.
Build a financial foundation that matches the life you want to build together Be clear on the ground rules right from the start. Decide how you’ll handle shared expenses – especially if one spouse has a greater income than the other. Will you split expenses evenly or pay a portion according to each partner’s income? Consider whether to use a joint bank account or keep individual accounts.
Check your financial baggage at the door When it comes to your credit history, full disclosure is a must. A partner’s bad – and unshared – credit history could cause some unpleasant surprises if you decide on a joint credit card or jointly apply for a loan.
Build from shared financial goals Agree on how you’ll approach major goals like buying a home or starting a family. If you have children, get started on an RESP to help save for their education.
Get it in writing It’s not at all romantic but a marriage contract or prenuptial agreement can be important if you want to protect certain assets accumulated prior to your marriage – like a business or family cottage – or to protect assets for children from a previous relationship.
Expect the best – plan for the worst If something were to happen to either of you, how will you take care of each other? Not a happy thought – but it could happen. Disability insurance can provide a steady income stream for your family if you become disabled and unable to work. In the event of your death, life insurance can provide a lump sum to your beneficiaries. Mortgage insurance can help pay off some or all of that large debt.
Make your life less taxing Reduce your tax bill by taking advantage of all available deductions and income-splitting opportunities like spousal RRSPs and pension income splitting. Use other tax-planning and investment strategies that will deliver immediate and long-term retirement benefits.
Where there’s a will, there’s a way Except in Québec, marriage usually voids all earlier wills – so update yours. Make sure it spells out exactly how you want your assets distributed. Don’t forget to also update your Power of Attorney, in which you indicate who can make decisions on your behalf if you are still alive but unable to make financial decisions.
Be sure your financial foundation is as strong and enduring as your love for each other – talk to your professional advisor about the plans and strategies that make the most sense for your unique union.
This column, written and published by Investors Group Financial Services Inc. (in Québec – a Financial Services Firm), presents general information only and is not a solicitation to buy or sell any investments. Contact your own advisor for specific advice about your circumstances. For more information on this topic please contact Janet Gray, Investors Group Consultant at 613-798-7700 or 1-800-461-3707.
Janet
Helping Boomers and their families live a Richer life.
Janet Gray, B.A., B. Admin., CFP, RHU, EPC, CPCA
Financial Consultant, Elder Planning Counselor
Investors Group Financial Services Inc.,
Suite 200- 1525 Carling Ave., Ottawa, ON K1Z 8R9
Phone (613) 798-7700 Ext . 248
Fax (613) 798-7705, Toll Free 1- 800- 461- 3707
www.investorsgroup.com/consult/janet.gray
http://twitter.com/JanetGrayBoomer
Accepting new clients. Thank you for the introductions.
Thursday, June 2, 2011
Tales of a Bridesmaid - Your Wedding Cake!
Cake is always a fun topic when it comes to planning your wedding. It is the one time I seem to always get the grooms full attention! Have fun when it comes to deciding what you want to do with your wedding cake - you can get really creative with it.
There are a lot of AMAZING cake artist's in Ottawa. The following are definitely not the only ones in the city, but here are a few of my favourites that I mentioned in my post:
www.sugarandspicebakery.ca
www.pasticceria.ca
www.daretoindulge.ca
Produced by Reno Video Productions
For more information about Stellar Events, visit us online at www.stellareventsandweddings.com
Friday, May 27, 2011
The Importance of Engagement Sessions with Your Wedding Photographer
Last week I spoke to you about some things to think about when choosing your wedding photographer. I wanted to continue talking about photographers and why I recommend doing an engagement session before the wedding day.
Produced by Reno Video Productions
For more information about Stellar Events, visit us online at www.stellareventsandweddings.com
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